Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $55,723 |
Filed as: RAYMOND JAMES AND ASSOCIATES INC Service code 27 · EIN 59-1237041 | Advisory (Plan) | $22,738 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,444 | $49,693-28.7% | $70,544-49.8% | $74,460-52.4% |
| Participation rate | 58.9% | 64.7%-5.7pp | 68.4%-9.4pp | 70.7%-11.8pp |
| Annual return | 13.23% | 21.22%-8.0pp | 32.79%-19.6pp | 34.38%-21.2pp |
| Employer contribution / active EE | $1,678 | $1,773-5.4% | $2,976-43.6% | $2,638-36.4% |
| Participant deferral / active EE | $2,948 | $3,376-12.7% | $4,568-35.5% | $4,530-34.9% |
| Admin fee / account holder | $409 | $316+29.4% | $6,427-93.6% | $348+17.5% |