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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,638 | $176,794-36.9% | $146,647-23.9% | $167,553-33.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 35.41% | 24.04%+11.4pp | 22.75%+12.7pp | 478.89%-443.5pp |
| Employer contribution / active EE | $4,598 | $5,161-10.9% | $4,137+11.2% | $4,840-5.0% |
| Participant deferral / active EE | $14,196 | $6,440+120.4% | $5,506+157.8% | $6,343+123.8% |
| Admin fee / account holder | $3,069 | $13,262-76.9% | $10,281-70.2% | $12,316-75.1% |