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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,456 | $112,131-39.8% | $95,964-29.7% | $158,982-57.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 36.79% | 171.19%-134.4pp | 91.64%-54.9pp | 302.99%-266.2pp |
| Employer contribution / active EE | $2,726 | $3,199-14.8% | $2,541+7.3% | $4,763-42.8% |
| Participant deferral / active EE | $13,565 | $4,784+183.6% | $4,167+225.6% | $5,983+126.7% |
| Admin fee / account holder | $29,662 | $10,136+192.6% | $6,797+336.4% | $11,252+163.6% |