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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,779 | $88,754+20.3% | $81,820+30.5% | $145,877-26.8% |
| Participation rate | 80.0% | 75.1%+4.9pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 9.19% | 1031.77%-1022.6pp | 777.93%-768.7pp | 551.28%-542.1pp |
| Employer contribution / active EE | $3,624 | $3,085+17.4% | $2,915+24.3% | $4,663-22.3% |
| Participant deferral / active EE | $8,782 | $4,648+89.0% | $4,323+103.2% | $6,691+31.3% |
| Admin fee / account holder | $2,582 | $8,424-69.3% | $7,391-65.1% | $13,402-80.7% |