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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,795 | $72,071+49.6% | $68,368+57.7% | $137,256-21.5% |
| Participation rate | 71.4% | 76.2%-4.8pp | 73.8%-2.3pp | 80.0%-8.5pp |
| Annual return | 12.09% | 353.14%-341.1pp | 292.57%-280.5pp | 220.34%-208.2pp |
| Employer contribution / active EE | $2,685 | $2,788-3.7% | $2,649+1.4% | $4,156-35.4% |
| Participant deferral / active EE | $6,188 | $4,410+40.3% | $4,123+50.1% | $6,407-3.4% |
| Admin fee / account holder | $907 | $5,336-83.0% | $5,150-82.4% | $12,270-92.6% |