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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,596 | $174,379+60.9% | $152,093+84.5% | $138,895+102.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 18.68% | 74.86%-56.2pp | 66.36%-47.7pp | 145.39%-126.7pp |
| Employer contribution / active EE | $12,868 | $4,652+176.6% | $4,175+208.2% | $4,194+206.8% |
| Participant deferral / active EE | $10,181 | $6,159+65.3% | $5,451+86.8% | $6,396+59.2% |
| Admin fee / account holder | $669 | $16,880-96.0% | $14,497-95.4% | $12,562-94.7% |