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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,886 | $93,117-61.5% | $77,096-53.5% | $134,532-73.3% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.3pp | 81.2%-14.6pp |
| Annual return | -9.71% | 62.67%-72.4pp | 42.35%-52.1pp | 418.27%-428.0pp |
| Employer contribution / active EE | $828 | $3,420-75.8% | $2,814-70.6% | $4,741-82.5% |
| Participant deferral / active EE | $1,236 | $5,241-76.4% | $4,429-72.1% | $6,401-80.7% |
| Admin fee / account holder | $444 | $6,948-93.6% | $5,428-91.8% | $11,429-96.1% |