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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,650 | $165,381-7.7% | $149,730+2.0% | $158,966-4.0% |
| Participation rate | 91.7% | 84.6%+7.1pp | 82.5%+9.2pp | 82.0%+9.7pp |
| Annual return | 13.68% | 348.29%-334.6pp | 276.70%-263.0pp | 302.95%-289.3pp |
| Employer contribution / active EE | $5,957 | $5,104+16.7% | $4,645+28.2% | $4,762+25.1% |
| Participant deferral / active EE | $10,021 | $7,182+39.5% | $6,843+46.4% | $5,983+67.5% |
| Admin fee / account holder | $694 | $10,809-93.6% | $9,310-92.5% | $11,250-93.8% |