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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,951 | $65,555-78.7% | $86,216-83.8% | $75,173-81.4% |
| Participation rate | 75.8% | 60.5%+15.3pp | 69.0%+6.8pp | 67.2%+8.6pp |
| Annual return | 27.20% | 46.07%-18.9pp | 1169.42%-1142.2pp | 160.72%-133.5pp |
| Employer contribution / active EE | $2,838 | $1,553+82.7% | $2,382+19.1% | $2,671+6.2% |
| Participant deferral / active EE | $4,268 | $3,023+41.2% | $3,986+7.1% | $4,126+3.4% |
| Admin fee / account holder | $358 | $5,469-93.5% | $6,853-94.8% | $5,651-93.7% |