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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,303 | $71,057-72.8% | $93,654-79.4% | $80,874-76.1% |
| Participation rate | 68.1% | 60.4%+7.7pp | 68.7%-0.6pp | 67.6%+0.4pp |
| Annual return | 38.72% | 11.26%+27.5pp | 133.34%-94.6pp | 35.62%+3.1pp |
| Employer contribution / active EE | $2,414 | $1,564+54.4% | $2,421-0.3% | $2,756-12.4% |
| Participant deferral / active EE | $3,716 | $4,034-7.9% | $4,413-15.8% | $4,297-13.5% |
| Admin fee / account holder | $2,130 | $6,944-69.3% | $8,282-74.3% | $6,935-69.3% |