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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,893 | $183,592-36.9% | $155,574-25.5% | $145,877-20.6% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 11.73% | 61.37%-49.6pp | 64.87%-53.1pp | 551.28%-539.6pp |
| Employer contribution / active EE | $1,623 | $5,317-69.5% | $4,676-65.3% | $4,663-65.2% |
| Participant deferral / active EE | $4,596 | $6,466-28.9% | $5,629-18.4% | $6,691-31.3% |
| Admin fee / account holder | $3,247 | $19,316-83.2% | $15,914-79.6% | $13,402-75.8% |