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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,237 | $75,832+120.5% | $147,617+13.3% | $59,633+180.4% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -3.78% | 0.37%-4.2pp | 61.98%-65.8pp | 2041.45%-2045.2pp |
| Employer contribution / active EE | $9,493 | $3,485+172.4% | $5,564+70.6% | $2,203+331.0% |
| Participant deferral / active EE | $6,749 | $3,131+115.6% | $4,895+37.9% | $3,192+111.5% |
| Admin fee / account holder | $16,085 | $5,986+168.7% | $11,612+38.5% | $4,297+274.3% |