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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,301 | $148,623-83.6% | $135,974-82.1% | $139,466-82.6% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 8.78% | 79.30%-70.5pp | 68.30%-59.5pp | 373.66%-364.9pp |
| Employer contribution / active EE | $2,754 | $5,246-47.5% | $4,859-43.3% | $4,754-42.1% |
| Participant deferral / active EE | $3,438 | $8,103-57.6% | $7,760-55.7% | $6,712-48.8% |
| Admin fee / account holder | $36,051 | $12,406+190.6% | $10,767+234.8% | $11,409+216.0% |