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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,999 | $197,637-19.5% | $177,848-10.6% | $158,9820% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 13.34% | 58.77%-45.4pp | 48.33%-35.0pp | 302.99%-289.7pp |
| Employer contribution / active EE | $22,884 | $6,698+241.6% | $5,919+286.6% | $4,763+380.5% |
| Participant deferral / active EE | $19,933 | $8,405+137.2% | $7,714+158.4% | $5,983+233.1% |
| Admin fee / account holder | $3,133 | $15,406-79.7% | $12,431-74.8% | $11,252-72.2% |