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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,730 | $202,342-90.7% | $172,753-89.2% | $152,909-87.8% |
| Participation rate | 81.3% | 87.1%-5.8pp | 82.6%-1.4pp | 82.5%-1.2pp |
| Annual return | 24.73% | 1029.88%-1005.2pp | 803.00%-778.3pp | 345.46%-320.7pp |
| Employer contribution / active EE | $1,913 | $5,857-67.3% | $5,144-62.8% | $4,764-59.9% |
| Participant deferral / active EE | $2,422 | $5,948-59.3% | $5,198-53.4% | $5,851-58.6% |
| Admin fee / account holder | $8,005 | $17,112-53.2% | $13,956-42.6% | $11,601-31.0% |