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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,358 | $110,303+16.4% | $95,759+34.0% | $139,487-8.0% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 15.86% | 27.19%-11.3pp | 28.42%-12.6pp | 373.84%-358.0pp |
| Employer contribution / active EE | $13,978 | $3,261+328.7% | $2,836+392.8% | $4,755+194.0% |
| Participant deferral / active EE | $9,891 | $4,674+111.6% | $4,244+133.1% | $6,713+47.4% |
| Admin fee / account holder | $2,664 | $6,615-59.7% | $5,678-53.1% | $11,407-76.6% |