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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TOWERS WATSON INVESTMENT SERVICES I Service code 27 · EIN 52-1868818 | Advisory (Plan) | $45,000 |
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Claims processing; Direct payment fro... | $41,254 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,659 | $80,763+321.8% | $102,412+232.6% | $74,459+357.5% |
| Participation rate | 91.1% | 65.7%+25.4pp | 74.5%+16.6pp | 67.2%+23.8pp |
| Annual return | 18.91% | 27.57%-8.7pp | 24.94%-6.0pp | 1369.70%-1350.8pp |
| Employer contribution / active EE | $12,954 | $3,160+310.0% | $3,870+234.7% | $2,626+393.3% |
| Participant deferral / active EE | $13,877 | $3,862+259.3% | $5,060+174.2% | $4,350+219.0% |
| Admin fee / account holder | $353 | $2,371-85.1% | $8,388-95.8% | $1,945-81.8% |