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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,917 | $78,670-62.0% | $109,173-72.6% | $85,847-65.2% |
| Participation rate | 58.0% | 68.3%-10.3pp | 75.9%-17.9pp | 69.3%-11.3pp |
| Annual return | 15.12% | 25.09%-10.0pp | 25.75%-10.6pp | 318.61%-303.5pp |
| Employer contribution / active EE | $1,560 | $2,734-42.9% | $3,723-58.1% | $2,565-39.2% |
| Participant deferral / active EE | $3,744 | $3,467+8.0% | $4,654-19.6% | $3,952-5.3% |
| Admin fee / account holder | $1,151 | $5,469-79.0% | $6,755-83.0% | $6,261-81.6% |