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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,604 | $150,447-17.2% | $136,298-8.6% | $147,586-15.6% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 19.97% | 1049.15%-1029.2pp | 5156.27%-5136.3pp | 578.59%-558.6pp |
| Employer contribution / active EE | $7,614 | $5,256+44.9% | $4,696+62.1% | $4,876+56.1% |
| Participant deferral / active EE | $4,545 | $6,631-31.5% | $6,247-27.2% | $5,439-16.4% |
| Admin fee / account holder | $6,478 | $10,906-40.6% | $9,244-29.9% | $10,886-40.5% |