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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,570 | $77,358-78.6% | $102,184-83.8% | $87,485-81.1% |
| Participation rate | 100.0% | 78.7%+21.3pp | 82.6%+17.4pp | 68.9%+31.1pp |
| Annual return | 32.60% | 41.11%-8.5pp | 31.58%+1.0pp | 26.06%+6.5pp |
| Employer contribution / active EE | $2,234 | $2,562-12.8% | $3,594-37.8% | $2,596-13.9% |
| Participant deferral / active EE | $3,174 | $6,753-53.0% | $8,309-61.8% | $4,274-25.7% |
| Admin fee / account holder | $5,309 | $6,809-22.0% | $11,609-54.3% | $7,775-31.7% |