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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,330 | $131,835-80.8% | $108,582-76.7% | $273,972-90.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 5.72% | -91.57%+97.3pp | -51.70%+57.4pp | 41.46%-35.7pp |
| Employer contribution / active EE | $6,958 | $4,913+41.6% | $3,758+85.1% | $4,869+42.9% |
| Participant deferral / active EE | $2,045 | $5,127-60.1% | $4,311-52.6% | $5,287-61.3% |
| Admin fee / account holder | $417 | $10,253-95.9% | $7,645-94.5% | $10,133-95.9% |