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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,942 | $198,457-15.4% | $170,435-1.5% | $147,586+13.8% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 18.37% | 257.30%-238.9pp | 205.94%-187.6pp | 578.59%-560.2pp |
| Employer contribution / active EE | $11,786 | $6,183+90.6% | $5,432+117.0% | $4,876+141.7% |
| Participant deferral / active EE | $6,115 | $5,629+8.6% | $4,939+23.8% | $5,439+12.4% |
| Admin fee / account holder | $945 | $16,852-94.4% | $13,881-93.2% | $10,886-91.3% |