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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,691 | $95,415+69.5% | $185,851-13.0% | $85,851+88.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 11.15% | 23.59%-12.4pp | 122.11%-111.0pp | 318.63%-307.5pp |
| Employer contribution / active EE | $8,081 | $3,314+143.8% | $5,168+56.4% | $2,565+215.0% |
| Participant deferral / active EE | $4,983 | $3,424+45.5% | $5,569-10.5% | $3,952+26.1% |
| Admin fee / account holder | $168,848 | $7,215+2240.4% | $16,245+939.4% | $6,261+2596.9% |