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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,316 | $121,677+5.5% | $104,625+22.6% | $158,966-19.3% |
| Participation rate | 85.7% | 77.5%+8.2pp | 74.1%+11.6pp | 82.0%+3.8pp |
| Annual return | 29.62% | 465.58%-436.0pp | 340.60%-311.0pp | 302.95%-273.3pp |
| Employer contribution / active EE | $859 | $3,165-72.9% | $2,681-68.0% | $4,762-82.0% |
| Participant deferral / active EE | $5,082 | $4,175+21.7% | $3,738+36.0% | $5,983-15.1% |
| Admin fee / account holder | $886 | $7,777-88.6% | $6,465-86.3% | $11,250-92.1% |