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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,233 | $110,093+120.9% | $97,295+150.0% | $145,897+66.7% |
| Participation rate | 90.0% | 75.9%+14.1pp | 72.7%+17.3pp | 80.3%+9.7pp |
| Annual return | 14.91% | 244.76%-229.8pp | 75.62%-60.7pp | 552.29%-537.4pp |
| Employer contribution / active EE | $1,256 | $3,077-59.2% | $2,723-53.9% | $4,663-73.1% |
| Participant deferral / active EE | $4,408 | $4,678-5.8% | $4,264+3.4% | $6,689-34.1% |
| Admin fee / account holder | $2,456 | $6,212-60.5% | $5,646-56.5% | $13,390-81.7% |