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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,233 | $109,967+121.2% | $97,197+150.2% | $145,877+66.7% |
| Participation rate | 90.0% | 76.0%+14.0pp | 72.7%+17.3pp | 80.3%+9.7pp |
| Annual return | 14.91% | 244.27%-229.4pp | 75.47%-60.6pp | 551.28%-536.4pp |
| Employer contribution / active EE | $1,256 | $3,077-59.2% | $2,723-53.9% | $4,663-73.1% |
| Participant deferral / active EE | $4,408 | $4,676-5.7% | $4,263+3.4% | $6,691-34.1% |
| Admin fee / account holder | $2,456 | $6,199-60.4% | $5,637-56.4% | $13,402-81.7% |