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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,384 | $217,432-32.2% | $185,849-20.7% | $167,536-12.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.54% | 148.42%-131.9pp | 122.10%-105.6pp | 478.82%-462.3pp |
| Employer contribution / active EE | $14,551 | $5,875+147.7% | $5,169+181.5% | $4,839+200.7% |
| Participant deferral / active EE | $9,988 | $6,357+57.1% | $5,569+79.4% | $6,342+57.5% |
| Admin fee / account holder | $1,595 | $19,818-92.0% | $16,244-90.2% | $12,315-87.0% |