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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,764 | $138,102-48.8% | $125,381-43.6% | $134,532-47.4% |
| Participation rate | 95.8% | 84.5%+11.3pp | 82.4%+13.5pp | 81.2%+14.6pp |
| Annual return | -18.87% | 750.73%-769.6pp | 572.31%-591.2pp | 418.27%-437.1pp |
| Employer contribution / active EE | $455 | $5,245-91.3% | $4,815-90.5% | $4,741-90.4% |
| Participant deferral / active EE | $7,007 | $7,801-10.2% | $7,448-5.9% | $6,401+9.5% |
| Admin fee / account holder | $373 | $11,568-96.8% | $10,007-96.3% | $11,429-96.7% |