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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,845 | $101,618-88.3% | $93,063-87.3% | $137,256-91.4% |
| Participation rate | 64.3% | 74.9%-10.6pp | 72.1%-7.8pp | 80.0%-15.7pp |
| Annual return | 32.34% | 223.95%-191.6pp | 34.15%-1.8pp | 220.34%-188.0pp |
| Employer contribution / active EE | $1,410 | $2,707-47.9% | $2,476-43.1% | $4,156-66.1% |
| Participant deferral / active EE | $2,734 | $4,279-36.1% | $3,958-30.9% | $6,407-57.3% |
| Admin fee / account holder | $4 | $6,198-99.9% | $6,033-99.9% | $12,270-100.0% |