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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,772 | $114,047+39.2% | $96,144+65.1% | $167,497-5.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 12.25% | 189.89%-177.6pp | 191.96%-179.7pp | 478.62%-466.4pp |
| Employer contribution / active EE | $0 | $3,427-100.0% | $2,797-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $14,950 | $5,194+187.9% | $4,349+243.8% | $6,341+135.8% |
| Admin fee / account holder | $2,056 | $6,897-70.2% | $5,537-62.9% | $12,310-83.3% |