See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,995 | $44,960-55.5% | $84,966-76.5% | $74,495-73.2% |
| Participation rate | 62.6% | 49.4%+13.2pp | 67.5%-4.9pp | 67.2%-4.6pp |
| Annual return | 11.07% | 26.24%-15.2pp | 66.38%-55.3pp | 1364.94%-1353.9pp |
| Employer contribution / active EE | $272 | $1,457-81.3% | $2,727-90.0% | $2,623-89.6% |
| Participant deferral / active EE | $2,108 | $2,731-22.8% | $4,519-53.4% | $4,346-51.5% |
| Admin fee / account holder | $180 | $2,209-91.9% | $6,149-97.1% | $1,942-90.7% |