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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,808 | $175,259-53.3% | $149,723-45.4% | $139,487-41.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.81% | 166.82%-148.0pp | 134.50%-115.7pp | 373.84%-355.0pp |
| Employer contribution / active EE | $8,785 | $5,478+60.4% | $4,821+82.2% | $4,755+84.8% |
| Participant deferral / active EE | $4,917 | $6,522-24.6% | $5,682-13.5% | $6,713-26.7% |
| Admin fee / account holder | $1,978 | $16,158-87.8% | $13,215-85.0% | $11,407-82.7% |