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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,764 | $127,386-1.3% | $115,037+9.3% | $125,388+0.3% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | 0.74% | 31.28%-30.5pp | 26.14%-25.4pp | 282.24%-281.5pp |
| Employer contribution / active EE | $3,935 | $5,166-23.8% | $4,608-14.6% | $4,866-19.1% |
| Participant deferral / active EE | $8,351 | $6,423+30.0% | $6,026+38.6% | $5,352+56.0% |
| Admin fee / account holder | $55,779 | $9,516+486.1% | $8,175+582.3% | $9,541+484.6% |