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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,919 | $102,595-87.4% | $94,057-86.3% | $154,746-91.7% |
| Participation rate | 75.0% | 76.0%-1.0pp | 73.3%+1.7pp | 80.7%-5.7pp |
| Annual return | 10.38% | 583.42%-573.0pp | 480.62%-470.2pp | 172.34%-162.0pp |
| Employer contribution / active EE | $69 | $3,147-97.8% | $2,933-97.7% | $4,379-98.4% |
| Participant deferral / active EE | $1,963 | $5,118-61.6% | $4,709-58.3% | $6,730-70.8% |
| Admin fee / account holder | $8,048 | $7,736+4.0% | $7,244+11.1% | $14,365-44.0% |