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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,256 | $201,344-38.3% | $184,243-32.6% | $145,877-14.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.89% | 29.01%-13.1pp | 28.82%-12.9pp | 551.28%-535.4pp |
| Employer contribution / active EE | $4,252 | $7,022-39.4% | $6,427-33.8% | $4,663-8.8% |
| Participant deferral / active EE | $10,457 | $9,807+6.6% | $9,132+14.5% | $6,691+56.3% |
| Admin fee / account holder | $28,043 | $16,382+71.2% | $13,914+101.6% | $13,402+109.2% |