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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,958 | $209,422-47.5% | $178,503-38.4% | $158,982-30.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 24.41% | 188.81%-164.4pp | 151.12%-126.7pp | 302.99%-278.6pp |
| Employer contribution / active EE | $12,626 | $5,707+121.2% | $5,011+152.0% | $4,763+165.1% |
| Participant deferral / active EE | $8,667 | $5,955+45.5% | $5,202+66.6% | $5,983+44.8% |
| Admin fee / account holder | $1,886 | $17,079-89.0% | $13,987-86.5% | $11,252-83.2% |