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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,025 | $183,539-20.4% | $155,556-6.1% | $145,897+0.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.90% | 61.31%-42.4pp | 64.84%-45.9pp | 552.29%-533.4pp |
| Employer contribution / active EE | $11,967 | $5,315+125.2% | $4,675+156.0% | $4,663+156.7% |
| Participant deferral / active EE | $10,698 | $6,467+65.4% | $5,631+90.0% | $6,689+59.9% |
| Admin fee / account holder | $954 | $19,275-95.1% | $15,885-94.0% | $13,390-92.9% |