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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,441 | $91,198-75.4% | $178,503-87.4% | $79,856-71.9% |
| Participation rate | 37.8% | 69.2%-31.4pp | 81.9%-44.1pp | 69.6%-31.8pp |
| Annual return | 31.56% | 24.20%+7.4pp | 151.12%-119.6pp | 31.71%-0.2pp |
| Employer contribution / active EE | $675 | $3,257-79.3% | $5,011-86.5% | $2,471-72.7% |
| Participant deferral / active EE | $3,555 | $3,237+9.8% | $5,202-31.7% | $3,741-5.0% |
| Admin fee / account holder | $100 | $6,748-98.5% | $13,987-99.3% | $5,306-98.1% |