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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,673 | $61,125-58.0% | $94,057-72.7% | $87,485-70.7% |
| Participation rate | 35.3% | 64.1%-28.8pp | 73.3%-38.0pp | 68.9%-33.6pp |
| Annual return | 16.15% | 35.20%-19.1pp | 480.62%-464.5pp | 26.06%-9.9pp |
| Employer contribution / active EE | $265 | $2,136-87.6% | $2,933-91.0% | $2,596-89.8% |
| Participant deferral / active EE | $3,614 | $3,260+10.9% | $4,709-23.3% | $4,274-15.4% |
| Admin fee / account holder | $4,316 | $5,629-23.3% | $7,244-40.4% | $7,775-44.5% |