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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,830 | $223,823+31.7% | $211,142+39.6% | $154,746+90.5% |
| Participation rate | 87.5% | 87.9%-0.4pp | 87.3%+0.2pp | 80.7%+6.8pp |
| Annual return | 13.67% | 50.39%-36.7pp | 46.84%-33.2pp | 172.34%-158.7pp |
| Employer contribution / active EE | $9,223 | $6,787+35.9% | $6,442+43.2% | $4,379+110.6% |
| Participant deferral / active EE | $12,418 | $9,750+27.4% | $9,284+33.8% | $6,730+84.5% |
| Admin fee / account holder | $7,562 | $19,707-61.6% | $19,076-60.4% | $14,365-47.4% |