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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,707 | $171,867-1.8% | $149,721+12.7% | $147,586+14.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 20.52% | 2113.36%-2092.8pp | 1501.67%-1481.2pp | 578.59%-558.1pp |
| Employer contribution / active EE | $6,675 | $6,275+6.4% | $5,444+22.6% | $4,876+36.9% |
| Participant deferral / active EE | $11,284 | $7,270+55.2% | $6,568+71.8% | $5,439+107.5% |
| Admin fee / account holder | $7,766 | $13,799-43.7% | $11,282-31.2% | $10,886-28.7% |