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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,251 | $56,894-34.5% | $84,753-56.0% | $62,881-40.8% |
| Participation rate | 91.4% | 68.5%+22.9pp | 76.6%+14.8pp | 69.3%+22.1pp |
| Annual return | 30.77% | 6.30%+24.5pp | 22.78%+8.0pp | 20.14%+10.6pp |
| Employer contribution / active EE | $2,744 | $2,400+14.3% | $3,574-23.2% | $2,281+20.3% |
| Participant deferral / active EE | $4,198 | $2,709+55.0% | $3,712+13.1% | $3,203+31.1% |
| Admin fee / account holder | $399 | $3,581-88.8% | $5,333-92.5% | $4,296-90.7% |