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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,369 | $65,555+79.0% | $86,216+36.1% | $75,173+56.1% |
| Participation rate | 14.3% | 60.5%-46.2pp | 69.0%-54.7pp | 67.2%-52.9pp |
| Annual return | 17.10% | 46.07%-29.0pp | 1169.42%-1152.3pp | 160.72%-143.6pp |
| Employer contribution / active EE | $442 | $1,553-71.5% | $2,382-81.4% | $2,671-83.4% |
| Participant deferral / active EE | $1,598 | $3,023-47.2% | $3,986-59.9% | $4,126-61.3% |
| Admin fee / account holder | $3,064 | $5,469-44.0% | $6,853-55.3% | $5,651-45.8% |