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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,807 | $138,114-81.3% | $125,391-79.4% | $134,545-80.8% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -13.51% | 750.88%-764.4pp | 572.41%-585.9pp | 418.37%-431.9pp |
| Employer contribution / active EE | $1,823 | $5,246-65.2% | $4,816-62.1% | $4,742-61.5% |
| Participant deferral / active EE | $1,226 | $7,801-84.3% | $7,448-83.5% | $6,401-80.8% |
| Admin fee / account holder | $2,560 | $11,570-77.9% | $10,009-74.4% | $11,431-77.6% |