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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,111 | $180,459-91.6% | $154,108-90.2% | $135,380-88.8% |
| Participation rate | 25.0% | 87.4%-62.4pp | 83.0%-58.0pp | 82.6%-57.6pp |
| Annual return | -295.13% | 888.21%-1183.3pp | 735.21%-1030.3pp | 519.81%-814.9pp |
| Employer contribution / active EE | $9,108 | $6,035+50.9% | $5,298+71.9% | $4,779+90.6% |
| Participant deferral / active EE | $6,654 | $5,806+14.6% | $5,081+31.0% | $5,609+18.6% |
| Admin fee / account holder | $61 | $16,145-99.6% | $13,411-99.5% | $10,828-99.4% |