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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,811 | $106,905-85.2% | $84,020-81.2% | $152,885-89.7% |
| Participation rate | 50.0% | 75.2%-25.2pp | 69.0%-19.0pp | 82.5%-32.5pp |
| Annual return | 21.10% | 105.00%-83.9pp | 71.31%-50.2pp | 345.39%-324.3pp |
| Employer contribution / active EE | $980 | $2,735-64.2% | $1,984-50.6% | $4,763-79.4% |
| Participant deferral / active EE | $1,975 | $4,012-50.8% | $3,239-39.0% | $5,851-66.2% |
| Admin fee / account holder | $57 | $8,287-99.3% | $6,101-99.1% | $11,598-99.5% |