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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,352 | $101,063-66.0% | $81,473-57.8% | $147,585-76.7% |
| Participation rate | 36.4% | 74.5%-38.1pp | 68.0%-31.6pp | 82.8%-46.5pp |
| Annual return | 18.39% | 32.41%-14.0pp | 38.78%-20.4pp | 578.58%-560.2pp |
| Employer contribution / active EE | $301 | $3,206-90.6% | $2,568-88.3% | $4,876-93.8% |
| Participant deferral / active EE | $1,145 | $4,242-73.0% | $3,537-67.6% | $5,439-78.9% |
| Admin fee / account holder | $3,003 | $5,812-48.3% | $4,561-34.2% | $10,886-72.4% |