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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,200 | $53,162-18.7% | $91,227-52.6% | $68,490-36.9% |
| Participation rate | 84.6% | 63.2%+21.4pp | 73.2%+11.4pp | 67.9%+16.7pp |
| Annual return | -15.08% | -3.14%-11.9pp | 114.14%-129.2pp | -7.85%-7.2pp |
| Employer contribution / active EE | $800 | $1,709-53.2% | $2,851-71.9% | $2,597-69.2% |
| Participant deferral / active EE | $1,228 | $2,974-58.7% | $4,234-71.0% | $4,028-69.5% |
| Admin fee / account holder | $1,313 | $4,493-70.8% | $5,423-75.8% | $5,403-75.7% |