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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,864 | $129,737-58.5% | $119,126-54.8% | $154,746-65.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 19.49% | 379.08%-359.6pp | 282.11%-262.6pp | 172.34%-152.8pp |
| Employer contribution / active EE | $10,751 | $4,375+145.7% | $4,034+166.5% | $4,379+145.5% |
| Participant deferral / active EE | $9,156 | $5,842+56.7% | $5,318+72.2% | $6,730+36.0% |
| Admin fee / account holder | $1,009 | $11,961-91.6% | $10,693-90.6% | $14,365-93.0% |