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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,864 | $111,535-51.7% | $105,223-48.8% | $137,256-60.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 19.49% | 237.85%-218.4pp | 180.65%-161.2pp | 220.34%-200.8pp |
| Employer contribution / active EE | $10,751 | $3,939+172.9% | $3,689+191.5% | $4,156+158.7% |
| Participant deferral / active EE | $9,156 | $5,500+66.5% | $5,072+80.5% | $6,407+42.9% |
| Admin fee / account holder | $1,009 | $9,721-89.6% | $8,859-88.6% | $12,270-91.8% |