Retirement plan

GREENPAGES, INC. 401(K) PLAN

Name: GREENPAGES, INC. - GREENPAGES, INC. 401(K) PLAN (2015) Form 5500
Creator: GREENPAGES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GREENPAGES, INC. 401(K) PLAN, GREENPAGES, INC.

GREENPAGES, INC.EIN 01-0504323Plan #001PY 2015

33 BADGERS ISLAND WEST, PO BOX 9001 - KITTERY, ME 03904207-439-7310bluemantis.comLinkedIn201-500 employeesinformation technology and services

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$9.4M

No prior year

Total participants

221

No prior year

Average account balance

$52,380

No prior year

Annual return

-4.54%

No prior year

Benchmarks

See 4,662 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort4,662 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$32.60M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$102K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

321

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

82.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.43M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.44%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$191

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
NATIONWIDE1+ years Service code 15 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$51,721
COMMONWEALTH FINANCIAL NETWORK1+ years Service code 22 29 SAWYER ROAD · WALTHAM, MA 024533423	Insurance Broker	$18,680
PENSION ASSURANCE LLP1+ years Filed as: THE PENSION SERVICE, INC. Service code 15 · EIN 16-0874395 THE EDWARDS BLOCK · WESTBROOK, ME 04092	Recordkeeping	$6,272

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$60K

$359 / participant

Investment mgmt$51K85.8%
Other / not subdivided$9K14.2%

% of EOY assets

0.636%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PAVENTO, RATCLIFFE, RENZI & CO, LLC
Auditor EIN: 043530932
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$52,380

$70,002-25.2%

$115,038-54.5%

$52,331+0.1%

Participation rate

75.4%

72.1%+3.3pp

81.4%-5.9pp

68.1%+7.3pp

Annual return

-4.54%

4.04%-8.6pp

26.14%-30.7pp

4.54%-9.1pp

Employer contribution / active EE

$1,873

$2,715-31.0%

$4,608-59.4%

$1,882-0.5%

Participant deferral / active EE

$6,068

$4,920+23.3%

$6,026+0.7%

$3,022+100.8%

Admin fee / account holder

$333

$566-41.1%

$8,175-95.9%

$592-43.7%

Provider

Service type

Compensation

NATIONWIDE1+ years

Service code 15 · EIN 31-1592130

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$51,721

COMMONWEALTH FINANCIAL NETWORK1+ years

Service code 22

29 SAWYER ROAD · WALTHAM, MA 024533423

Insurance Broker

$18,680

PENSION ASSURANCE LLP1+ years

Filed as: THE PENSION SERVICE, INC.

Service code 15 · EIN 16-0874395

THE EDWARDS BLOCK · WESTBROOK, ME 04092

Recordkeeping

$6,272

GREENPAGES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GREENPAGES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion