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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,148 | $89,769-70.9% | $76,767-65.9% | - |
| Participation rate | 71.7% | 75.1%-3.3pp | 77.0%-5.2pp | - |
| Annual return | -2.37% | -5.73%+3.4pp | 2.43%-4.8pp | - |
| Employer contribution / active EE | $704 | $1,505-53.2% | $2,485-71.7% | - |
| Participant deferral / active EE | $3,537 | $3,196+10.7% | $3,852-8.2% | - |
| Admin fee / account holder | $1,610 | $4,068-60.4% | $6,675-75.9% | - |